Call reports 2011
COMMUNITY BANK OF ELMHURST — 2011
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 162,041,000 | 161,290,000 | 163,069,000 | 159,418,000 |
| Total loans | 84,962,000 | 85,973,000 | 86,017,000 | 85,317,000 |
| Allowance for loan losses | 2,290,000 | 2,293,000 | 2,197,000 | 1,818,000 |
| Securities available for sale | 66,693,000 | 67,598,000 | 72,273,000 | 65,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,030,000 | 147,859,000 | 147,042,000 | 145,951,000 |
| Interest-bearing deposits | 127,988,000 | 127,713,000 | 127,188,000 | 125,780,000 |
| Noninterest-bearing deposits | 21,041,000 | 20,146,000 | 19,854,000 | 20,172,000 |
| Equity capital | 12,789,000 | 13,232,000 | 13,291,000 | 13,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,639,000 | 3,975,000 | 5,275,000 |
| Interest expense | 252,000 | 477,000 | 681,000 | 853,000 |
| Net interest income | 1,042,000 | 2,162,000 | 3,294,000 | 4,422,000 |
| Noninterest income | 69,000 | 148,000 | 231,000 | 330,000 |
| Noninterest expense | 1,064,000 | 2,168,000 | 3,299,000 | 4,357,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 142,000 | 226,000 | 395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 142,000 | 226,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,678,000 | 11,773,000 | 11,857,000 | 12,027,000 |
| Total capital | 12,973,000 | 12,976,000 | 13,158,000 | 13,305,000 |
| Risk-weighted assets | 101,864,000 | 103,045,000 | 102,490,000 | 100,923,000 |