Call reports 2010
COMMUNITY BANK OF ELMHURST — 2010
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 158,421,000 | 158,433,000 | 160,775,000 | 158,990,000 |
| Total loans | 80,985,000 | 83,320,000 | 83,953,000 | 86,204,000 |
| Allowance for loan losses | 798,000 | 818,000 | 902,000 | 2,285,000 |
| Securities available for sale | 64,392,000 | 65,774,000 | 65,668,000 | 63,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,030,000 | 143,673,000 | 145,764,000 | 146,003,000 |
| Interest-bearing deposits | 126,815,000 | 125,207,000 | 126,352,000 | 125,380,000 |
| Noninterest-bearing deposits | 17,215,000 | 18,466,000 | 19,412,000 | 20,623,000 |
| Equity capital | 14,183,000 | 14,559,000 | 14,815,000 | 12,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,906,000 | 4,227,000 | 5,568,000 |
| Interest expense | 371,000 | 714,000 | 1,042,000 | 1,324,000 |
| Net interest income | 1,084,000 | 2,192,000 | 3,185,000 | 4,244,000 |
| Noninterest income | 83,000 | 153,000 | 244,000 | 336,000 |
| Noninterest expense | 1,024,000 | 2,063,000 | 3,039,000 | 4,105,000 |
| Provision for loan losses | 29,000 | 49,000 | 132,000 | 1,862,000 |
| Pretax income | 114,000 | 233,000 | 258,000 | -1,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 233,000 | 258,000 | -1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,134,000 | 13,252,000 | 13,277,000 | 11,631,000 |
| Total capital | 13,932,000 | 14,070,000 | 14,179,000 | 12,934,000 |
| Risk-weighted assets | 120,383,000 | 126,028,000 | 132,486,000 | 102,679,000 |