Call reports 2008
COMMUNITY BANK OF ELMHURST — 2008
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 139,813,000 | 137,499,000 | 138,140,000 | 139,596,000 |
| Total loans | 56,855,000 | 59,751,000 | 61,914,000 | 66,697,000 |
| Allowance for loan losses | 539,000 | 538,000 | 538,000 | 650,000 |
| Securities available for sale | 68,076,000 | 68,225,000 | 64,352,000 | 57,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,547,000 | 123,788,000 | 123,794,000 | 124,495,000 |
| Interest-bearing deposits | 106,274,000 | 105,473,000 | 104,997,000 | 107,621,000 |
| Noninterest-bearing deposits | 18,273,000 | 18,316,000 | 18,797,000 | 16,874,000 |
| Equity capital | 13,999,000 | 12,510,000 | 13,205,000 | 14,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,739,000 | 3,364,000 | 4,981,000 | 6,582,000 |
| Interest expense | 883,000 | 1,645,000 | 2,341,000 | 2,988,000 |
| Net interest income | 856,000 | 1,719,000 | 2,640,000 | 3,594,000 |
| Noninterest income | 67,000 | 138,000 | 218,000 | 290,000 |
| Noninterest expense | 919,000 | 1,819,000 | 2,764,000 | 3,825,000 |
| Provision for loan losses | 0 | 0 | 0 | 111,000 |
| Pretax income | 4,000 | 38,000 | 94,000 | -52,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 38,000 | 94,000 | -52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,063,000 | 13,097,000 | 13,153,000 | 13,006,000 |
| Total capital | 13,603,000 | 13,637,000 | 13,691,000 | 13,656,000 |
| Risk-weighted assets | 99,767,000 | 101,991,000 | 103,001,000 | 107,287,000 |