Call reports 2007
COMMUNITY BANK OF ELMHURST — 2007
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,195,000 | 135,035,000 | 135,481,000 | 137,494,000 |
| Total loans | 61,763,000 | 58,695,000 | 57,373,000 | 54,935,000 |
| Allowance for loan losses | 640,000 | 635,000 | 648,000 | 543,000 |
| Securities available for sale | 63,636,000 | 64,893,000 | 63,369,000 | 71,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,563,000 | 121,872,000 | 121,103,000 | 122,995,000 |
| Interest-bearing deposits | 105,375,000 | 103,341,000 | 104,183,000 | 104,790,000 |
| Noninterest-bearing deposits | 18,187,000 | 18,531,000 | 16,920,000 | 18,205,000 |
| Equity capital | 12,083,000 | 11,625,000 | 12,797,000 | 13,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,907,000 | 5,759,000 | 7,601,000 |
| Interest expense | 901,000 | 1,796,000 | 2,701,000 | 3,622,000 |
| Net interest income | 1,007,000 | 2,111,000 | 3,058,000 | 3,979,000 |
| Noninterest income | 71,000 | 143,000 | 219,000 | 297,000 |
| Noninterest expense | 852,000 | 1,702,000 | 2,529,000 | 3,408,000 |
| Provision for loan losses | 0 | 0 | 0 | 140,000 |
| Pretax income | 226,000 | 552,000 | 748,000 | 728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 552,000 | 748,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,791,000 | 12,961,000 | 13,087,000 | 13,065,000 |
| Total capital | 13,431,000 | 13,596,000 | 13,087,000 | 13,608,000 |
| Risk-weighted assets | 101,799,000 | 97,201,000 | 94,554,000 | 93,683,000 |