Call reports 2006
COMMUNITY BANK OF ELMHURST — 2006
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 133,847,000 | 132,891,000 | 133,636,000 | 141,104,000 |
| Total loans | 55,987,000 | 60,003,000 | 62,352,000 | 61,696,000 |
| Allowance for loan losses | 603,000 | 604,000 | 640,000 | 640,000 |
| Securities available for sale | 65,273,000 | 64,588,000 | 63,751,000 | 62,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,016,000 | 121,596,000 | 121,219,000 | 128,034,000 |
| Interest-bearing deposits | 102,872,000 | 102,749,000 | 103,585,000 | 109,194,000 |
| Noninterest-bearing deposits | 19,144,000 | 18,847,000 | 17,634,000 | 18,841,000 |
| Equity capital | 10,410,000 | 9,865,000 | 10,903,000 | 11,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,536,000 | 5,440,000 | 7,332,000 |
| Interest expense | 649,000 | 1,369,000 | 2,163,000 | 3,037,000 |
| Net interest income | 1,058,000 | 2,167,000 | 3,277,000 | 4,295,000 |
| Noninterest income | 59,000 | 124,000 | 189,000 | 258,000 |
| Noninterest expense | 899,000 | 1,773,000 | 2,655,000 | 3,490,000 |
| Provision for loan losses | 0 | 0 | 36,000 | 36,000 |
| Pretax income | 218,000 | 507,000 | 764,000 | 1,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 507,000 | 764,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,932,000 | 12,083,000 | 12,256,000 | 12,512,000 |
| Total capital | 12,535,000 | 12,687,000 | 12,896,000 | 13,152,000 |
| Risk-weighted assets | 97,530,000 | 98,523,000 | 100,450,000 | 101,933,000 |