Call reports 2002
COMMUNITY BANK OF ELMHURST — 2002
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 100,727,000 | 108,273,000 | 108,872,000 | 109,974,000 |
| Total loans | 46,710,000 | 46,126,000 | 45,246,000 | 44,375,000 |
| Allowance for loan losses | 633,000 | 729,000 | 845,000 | 688,000 |
| Securities available for sale | 41,106,000 | 51,155,000 | 52,301,000 | 55,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,714,000 | 98,553,000 | 98,724,000 | 99,764,000 |
| Interest-bearing deposits | 78,866,000 | 84,257,000 | 85,486,000 | 86,163,000 |
| Noninterest-bearing deposits | 12,848,000 | 14,296,000 | 13,238,000 | 13,601,000 |
| Equity capital | 8,368,000 | 8,980,000 | 9,327,000 | 9,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,813,000 | 4,217,000 | 5,577,000 |
| Interest expense | 532,000 | 1,073,000 | 1,613,000 | 2,127,000 |
| Net interest income | 826,000 | 1,740,000 | 2,604,000 | 3,450,000 |
| Noninterest income | 65,000 | 133,000 | 205,000 | 285,000 |
| Noninterest expense | 661,000 | 1,315,000 | 1,997,000 | 2,686,000 |
| Provision for loan losses | 15,000 | 125,000 | 143,000 | 143,000 |
| Pretax income | 215,000 | 433,000 | 669,000 | 906,000 |
| Income tax | 0 | 0 | 15,000 | 101,000 |
| Net income | 215,000 | 433,000 | 654,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,280,000 | 8,334,000 | 8,419,000 | 8,570,000 |
| Total capital | 8,913,000 | 9,063,000 | 9,264,000 | 9,258,000 |
| Risk-weighted assets | 68,917,000 | 70,766,000 | 72,402,000 | 72,239,000 |