Call reports 2001
COMMUNITY BANK OF ELMHURST — 2001
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 90,656,000 | 93,631,000 | 95,252,000 | 96,657,000 |
| Total loans | 45,853,000 | 47,448,000 | 48,548,000 | 47,711,000 |
| Allowance for loan losses | 608,000 | 610,000 | 614,000 | 613,000 |
| Securities available for sale | 32,536,000 | 39,121,000 | 39,543,000 | 39,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,493,000 | 83,118,000 | 85,993,000 | 87,350,000 |
| Interest-bearing deposits | 69,886,000 | 70,623,000 | 72,526,000 | 74,572,000 |
| Noninterest-bearing deposits | 12,607,000 | 12,495,000 | 13,467,000 | 12,778,000 |
| Equity capital | 7,562,000 | 7,827,000 | 8,354,000 | 8,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 2,961,000 | 4,447,000 | 5,828,000 |
| Interest expense | 871,000 | 1,699,000 | 2,454,000 | 3,081,000 |
| Net interest income | 590,000 | 1,262,000 | 1,993,000 | 2,747,000 |
| Noninterest income | 56,000 | 117,000 | 175,000 | 251,000 |
| Noninterest expense | 596,000 | 1,207,000 | 1,820,000 | 2,460,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | 50,000 | 172,000 | 345,000 | 535,000 |
| Income tax | 15,000 | 61,000 | 115,000 | 179,000 |
| Net income | 35,000 | 111,000 | 230,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,584,000 | 7,660,000 | 7,779,000 | 8,065,000 |
| Total capital | 8,192,000 | 8,270,000 | 8,393,000 | 8,678,000 |
| Risk-weighted assets | 61,361,000 | 63,007,000 | 65,695,000 | 66,752,000 |