Call reports 2016
TRUXTON TRUST COMPANY — 2016
What TRUXTON TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 411,750,000 | 417,259,000 | 396,550,000 | 405,846,000 |
| Total loans | 261,520,000 | 276,098,000 | 280,469,000 | 288,097,000 |
| Allowance for loan losses | 2,850,000 | 2,948,000 | 2,991,000 | 2,998,000 |
| Securities available for sale | 97,880,000 | 97,329,000 | 74,711,000 | 78,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,762,000 | 318,337,000 | 331,752,000 | 340,796,000 |
| Interest-bearing deposits | 348,939,000 | 317,182,000 | 330,409,000 | 337,675,000 |
| Noninterest-bearing deposits | 823,000 | 1,155,000 | 1,343,000 | 3,121,000 |
| Equity capital | 41,231,000 | 42,115,000 | 43,171,000 | 42,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,307,000 | 6,640,000 | 9,993,000 | 13,430,000 |
| Interest expense | 325,000 | 645,000 | 977,000 | 1,324,000 |
| Net interest income | 2,982,000 | 5,995,000 | 9,016,000 | 12,106,000 |
| Noninterest income | 2,050,000 | 4,330,000 | 6,363,000 | 8,684,000 |
| Noninterest expense | 3,323,000 | 6,636,000 | 10,010,000 | 13,321,000 |
| Provision for loan losses | 101,000 | 199,000 | 241,000 | 248,000 |
| Pretax income | 1,608,000 | 3,490,000 | 5,213,000 | 7,306,000 |
| Income tax | 484,000 | 1,067,000 | 1,611,000 | 2,177,000 |
| Net income | 1,124,000 | 2,423,000 | 3,602,000 | 5,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,535,000 | 40,993,000 | 42,265,000 | 42,957,000 |
| Total capital | 43,385,000 | 43,941,000 | 45,256,000 | 45,955,000 |
| Risk-weighted assets | 291,975,000 | 304,898,000 | 300,584,000 | 310,334,000 |