Call reports 2008
TRUXTON TRUST COMPANY — 2008
What TRUXTON TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 131,764,000 | 144,791,000 | 151,186,000 | 156,946,000 |
| Total loans | 99,776,000 | 111,784,000 | 120,301,000 | 127,812,000 |
| Allowance for loan losses | 1,116,000 | 1,217,000 | 1,326,000 | 1,599,000 |
| Securities available for sale | 5,898,000 | 4,390,000 | 5,423,000 | 2,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,032,000 | 123,929,000 | 129,100,000 | 130,018,000 |
| Interest-bearing deposits | 95,001,000 | 106,856,000 | 111,099,000 | 114,855,000 |
| Noninterest-bearing deposits | 16,031,000 | 17,073,000 | 18,001,000 | 15,163,000 |
| Equity capital | 20,496,000 | 20,585,000 | 20,646,000 | 20,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,622,000 | 5,397,000 | 7,139,000 |
| Interest expense | 950,000 | 1,597,000 | 2,236,000 | 2,879,000 |
| Net interest income | 958,000 | 2,025,000 | 3,161,000 | 4,260,000 |
| Noninterest income | 630,000 | 1,248,000 | 1,837,000 | 2,423,000 |
| Noninterest expense | 1,311,000 | 2,693,000 | 4,089,000 | 5,739,000 |
| Provision for loan losses | 0 | 100,000 | 209,000 | 482,000 |
| Pretax income | 277,000 | 480,000 | 586,000 | 348,000 |
| Income tax | 106,000 | 184,000 | 224,000 | 161,000 |
| Net income | 171,000 | 296,000 | 362,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,447,000 | 20,577,000 | 20,648,000 | 20,505,000 |
| Total capital | 21,563,000 | 21,794,000 | 21,974,000 | 22,103,000 |
| Risk-weighted assets | 107,221,000 | 117,354,000 | 124,275,000 | 133,173,000 |