Call reports 2007
TRUXTON TRUST COMPANY — 2007
What TRUXTON TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 119,950,000 | 129,838,000 | 125,118,000 | 147,830,000 |
| Total loans | 82,323,000 | 85,316,000 | 87,927,000 | 93,752,000 |
| Allowance for loan losses | 1,054,000 | 1,072,000 | 1,117,000 | 1,117,000 |
| Securities available for sale | 10,587,000 | 10,020,000 | 9,168,000 | 6,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,032,000 | 110,499,000 | 104,912,000 | 126,981,000 |
| Interest-bearing deposits | 89,975,000 | 97,226,000 | 92,071,000 | 109,418,000 |
| Noninterest-bearing deposits | 11,057,000 | 13,273,000 | 12,841,000 | 17,562,000 |
| Equity capital | 18,704,000 | 19,139,000 | 20,000,000 | 20,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,890,000 | 5,984,000 | 8,098,000 |
| Interest expense | 931,000 | 1,911,000 | 2,947,000 | 3,968,000 |
| Net interest income | 965,000 | 1,979,000 | 3,037,000 | 4,130,000 |
| Noninterest income | 439,000 | 950,000 | 1,487,000 | 2,085,000 |
| Noninterest expense | 1,154,000 | 2,410,000 | 3,587,000 | 5,264,000 |
| Provision for loan losses | 28,000 | 47,000 | 91,000 | 91,000 |
| Pretax income | 222,000 | 472,000 | 846,000 | 822,000 |
| Income tax | 0 | -87,000 | -167,000 | -343,000 |
| Net income | 222,000 | 559,000 | 1,013,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,891,000 | 19,326,000 | 20,062,000 | 20,248,000 |
| Total capital | 19,945,000 | 20,398,000 | 21,179,000 | 21,365,000 |
| Risk-weighted assets | 94,344,000 | 100,191,000 | 102,000,000 | 112,781,000 |