Call reports 2006
TRUXTON TRUST COMPANY — 2006
What TRUXTON TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 77,944,000 | 90,715,000 | 100,124,000 | 112,234,000 |
| Total loans | 63,455,000 | 74,434,000 | 78,700,000 | 82,130,000 |
| Allowance for loan losses | 793,000 | 930,000 | 996,000 | 1,026,000 |
| Securities available for sale | 12,886,000 | 12,403,000 | 12,085,000 | 11,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,561,000 | 73,539,000 | 82,449,000 | 93,713,000 |
| Interest-bearing deposits | 54,155,000 | 66,577,000 | 75,701,000 | 84,363,000 |
| Noninterest-bearing deposits | 5,406,000 | 6,962,000 | 6,748,000 | 9,350,000 |
| Equity capital | 16,944,000 | 17,043,000 | 17,451,000 | 18,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,546,000 | 4,230,000 | 6,036,000 |
| Interest expense | 420,000 | 1,024,000 | 1,792,000 | 2,673,000 |
| Net interest income | 738,000 | 1,522,000 | 2,438,000 | 3,363,000 |
| Noninterest income | 265,000 | 575,000 | 893,000 | 1,280,000 |
| Noninterest expense | 836,000 | 1,665,000 | 2,597,000 | 3,681,000 |
| Provision for loan losses | 78,000 | 215,000 | 281,000 | 311,000 |
| Pretax income | 89,000 | 217,000 | 453,000 | 651,000 |
| Income tax | 0 | 0 | 0 | -239,000 |
| Net income | 89,000 | 217,000 | 453,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,269,000 | 17,431,000 | 17,709,000 | 18,398,000 |
| Total capital | 17,911,000 | 18,201,000 | 18,695,000 | 19,424,000 |
| Risk-weighted assets | 61,636,000 | 69,433,000 | 78,881,000 | 86,724,000 |