Call reports 2005
TRUXTON TRUST COMPANY — 2005
What TRUXTON TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,167,000 | 61,986,000 | 68,102,000 | 74,526,000 |
| Total loans | 28,793,000 | 43,416,000 | 49,569,000 | 57,203,000 |
| Allowance for loan losses | 360,000 | 543,000 | 619,000 | 715,000 |
| Securities available for sale | 12,141,000 | 16,973,000 | 16,371,000 | 13,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,621,000 | 44,535,000 | 50,979,000 | 57,419,000 |
| Interest-bearing deposits | 31,685,000 | 40,041,000 | 46,418,000 | 51,734,000 |
| Noninterest-bearing deposits | 3,936,000 | 4,494,000 | 4,561,000 | 5,685,000 |
| Equity capital | 17,483,000 | 17,167,000 | 16,960,000 | 16,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 1,117,000 | 1,976,000 | 2,993,000 |
| Interest expense | 150,000 | 363,000 | 656,000 | 1,017,000 |
| Net interest income | 291,000 | 754,000 | 1,320,000 | 1,976,000 |
| Noninterest income | 126,000 | 271,000 | 434,000 | 608,000 |
| Noninterest expense | 767,000 | 1,541,000 | 2,304,000 | 3,127,000 |
| Provision for loan losses | 135,000 | 317,000 | 394,000 | 490,000 |
| Pretax income | -485,000 | -833,000 | -944,000 | -1,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -485,000 | -833,000 | -944,000 | -1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,590,000 | 17,242,000 | 17,131,000 | 17,179,000 |
| Total capital | 17,950,000 | 17,785,000 | 17,750,000 | 17,894,000 |
| Risk-weighted assets | 32,919,000 | 47,338,000 | 52,965,000 | 57,218,000 |