Call reports 2010
BANK OF FALL RIVER, A CO-OPERATIVE BANK — 2010
What BANK OF FALL RIVER, A CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,921,000 | 163,291,000 | 164,587,000 | 163,908,000 |
| Total loans | 105,181,000 | 106,943,000 | 107,594,000 | 104,179,000 |
| Allowance for loan losses | 1,920,000 | 1,859,000 | 1,840,000 | 1,862,000 |
| Securities available for sale | 40,954,000 | 37,429,000 | 33,324,000 | 38,861,000 |
| Securities held to maturity | 1,295,000 | 1,111,000 | 964,000 | 825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,680,000 | 141,765,000 | 142,939,000 | 143,007,000 |
| Interest-bearing deposits | 126,285,000 | 125,477,000 | 127,406,000 | 128,028,000 |
| Noninterest-bearing deposits | 15,395,000 | 16,288,000 | 15,533,000 | 14,979,000 |
| Equity capital | 12,844,000 | 13,162,000 | 13,390,000 | 13,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 3,979,000 | 5,889,000 | 7,714,000 |
| Interest expense | 531,000 | 1,058,000 | 1,585,000 | 2,090,000 |
| Net interest income | 1,469,000 | 2,921,000 | 4,304,000 | 5,624,000 |
| Noninterest income | 112,000 | 248,000 | 375,000 | 598,000 |
| Noninterest expense | 1,344,000 | 2,677,000 | 4,014,000 | 5,921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 479,000 | 610,000 | 263,000 |
| Income tax | 75,000 | 177,000 | 211,000 | 63,000 |
| Net income | 131,000 | 302,000 | 399,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,699,000 | 12,907,000 | 13,038,000 | 12,861,000 |
| Total capital | 13,902,000 | 14,114,000 | 14,231,000 | 14,005,000 |
| Risk-weighted assets | 95,433,000 | 95,842,000 | 94,771,000 | 90,779,000 |