Call reports 2019
HOMESTAR BANK AND FINANCIAL SERVICES — 2019
What HOMESTAR BANK AND FINANCIAL SERVICES reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 381,390,000 | 374,351,000 | 396,808,000 |
| Total loans | 222,356,000 | 222,735,000 | 211,945,000 |
| Allowance for loan losses | 3,059,000 | 3,200,000 | 13,000 |
| Securities available for sale | 69,157,000 | 56,607,000 | 72,390,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 339,267,000 | 321,829,000 | 344,651,000 |
| Interest-bearing deposits | 267,342,000 | 251,504,000 | 278,837,000 |
| Noninterest-bearing deposits | 71,925,000 | 70,325,000 | 65,814,000 |
| Equity capital | 30,648,000 | 35,207,000 | 36,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 3,700,000 | 7,518,000 | 3,840,000 |
| Interest expense | 239,000 | 498,000 | 336,000 |
| Net interest income | 3,461,000 | 7,020,000 | 3,504,000 |
| Noninterest income | 1,796,000 | 9,127,000 | 1,560,000 |
| Noninterest expense | 4,229,000 | 10,493,000 | 3,232,000 |
| Provision for loan losses | 155,000 | 281,000 | 0 |
| Pretax income | -2,290,000 | 2,262,000 | 1,832,000 |
| Income tax | -20,000 | -20,000 | 513,000 |
| Net income | -2,270,000 | 2,282,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 26,575,000 | 30,742,000 | 24,155,000 |
| Total capital | 29,312,000 | 33,526,000 | 24,439,000 |
| Risk-weighted assets | 218,539,000 | 222,291,000 | 214,207,000 |