Call reports 2017
HOMESTAR BANK AND FINANCIAL SERVICES — 2017
What HOMESTAR BANK AND FINANCIAL SERVICES reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 355,771,000 | 337,442,000 | 349,300,000 | 358,656,000 |
| Total loans | 195,953,000 | 196,782,000 | 197,225,000 | 198,167,000 |
| Allowance for loan losses | 2,913,000 | 2,912,000 | 2,883,000 | 2,888,000 |
| Securities available for sale | 107,357,000 | 98,785,000 | 107,037,000 | 111,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,986,000 | 309,412,000 | 320,610,000 | 329,321,000 |
| Interest-bearing deposits | 268,477,000 | 253,532,000 | 266,425,000 | 269,393,000 |
| Noninterest-bearing deposits | 60,509,000 | 55,880,000 | 54,186,000 | 59,928,000 |
| Equity capital | 25,372,000 | 26,747,000 | 27,690,000 | 26,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,823,000 | 5,722,000 | 8,603,000 | 11,624,000 |
| Interest expense | 140,000 | 281,000 | 421,000 | 557,000 |
| Net interest income | 2,683,000 | 5,441,000 | 8,182,000 | 11,067,000 |
| Noninterest income | 1,369,000 | 2,853,000 | 4,385,000 | 5,954,000 |
| Noninterest expense | 3,250,000 | 6,700,000 | 10,149,000 | 14,162,000 |
| Provision for loan losses | 110,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | 692,000 | 1,598,000 | 2,450,000 | 2,895,000 |
| Income tax | 0 | 0 | 0 | 1,297,000 |
| Net income | 692,000 | 1,598,000 | 2,450,000 | 1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,486,000 | 23,587,000 | 24,570,000 | 25,000,000 |
| Total capital | 25,173,000 | 26,282,000 | 27,331,000 | 27,766,000 |
| Risk-weighted assets | 213,283,000 | 214,201,000 | 219,697,000 | 220,338,000 |