Call reports 2001
HOMESTAR BANK AND FINANCIAL SERVICES — 2001
What HOMESTAR BANK AND FINANCIAL SERVICES reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 324,041,000 | 312,005,000 | 317,604,000 | 325,851,000 |
| Total loans | 228,239,000 | 235,822,000 | 232,797,000 | 245,443,000 |
| Allowance for loan losses | 1,719,000 | 1,730,000 | 2,169,000 | 2,118,000 |
| Securities available for sale | 33,346,000 | 33,601,000 | 33,891,000 | 24,411,000 |
| Securities held to maturity | 2,239,000 | 2,239,000 | 2,239,000 | 2,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,005,000 | 247,194,000 | 250,779,000 | 247,862,000 |
| Interest-bearing deposits | 237,447,000 | 226,833,000 | 230,736,000 | 230,083,000 |
| Noninterest-bearing deposits | 20,558,000 | 20,361,000 | 20,043,000 | 17,779,000 |
| Equity capital | 22,990,000 | 24,431,000 | 24,915,000 | 25,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,215,000 | 12,043,000 | 17,806,000 | 23,595,000 |
| Interest expense | 3,794,000 | 7,254,000 | 10,479,000 | 13,472,000 |
| Net interest income | 2,421,000 | 4,789,000 | 7,327,000 | 10,123,000 |
| Noninterest income | 1,125,000 | 2,205,000 | 3,234,000 | 4,412,000 |
| Noninterest expense | 2,097,000 | 4,190,000 | 6,479,000 | 9,102,000 |
| Provision for loan losses | 2,145,000 | 808,000 | 1,263,000 | 1,388,000 |
| Pretax income | -707,000 | 1,985,000 | 2,808,000 | 4,044,000 |
| Income tax | 13,000 | 13,000 | 39,000 | 59,000 |
| Net income | -720,000 | 1,972,000 | 2,769,000 | 3,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,195,000 | 24,761,000 | 24,636,000 | 25,031,000 |
| Total capital | 24,914,000 | 26,491,000 | 26,805,000 | 27,149,000 |
| Risk-weighted assets | 215,441,000 | 218,352,000 | 238,821,000 | 237,587,000 |