Call report 2008Q4
SOUTHERN BANK — 2008Q4
The 22 measures SOUTHERN BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,978,000 | USD | evidence → |
| Total loans | 69,949,000 | USD | evidence → |
| Allowance for loan losses | 965,000 | USD | evidence → |
| Securities available for sale | 4,651,000 | USD | evidence → |
| Securities held to maturity | 6,524,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,365,000 | USD | evidence → |
| Interest-bearing deposits | 75,822,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,543,000 | USD | evidence → |
| Equity capital | 7,902,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,687,000 | USD | evidence → |
| Interest expense | 3,185,000 | USD | evidence → |
| Net interest income | 3,502,000 | USD | evidence → |
| Noninterest income | 448,000 | USD | evidence → |
| Noninterest expense | 2,816,000 | USD | evidence → |
| Provision for loan losses | 394,000 | USD | evidence → |
| Pretax income | 719,000 | USD | evidence → |
| Income tax | 211,000 | USD | evidence → |
| Net income | 508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,886,000 | USD | evidence → |
| Total capital | 8,790,000 | USD | evidence → |
| Risk-weighted assets | 72,301,000 | USD | evidence → |