Call report 2003Q4
SOUTHERN BANK — 2003Q4
The 22 measures SOUTHERN BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 62,415,000 | USD | evidence → |
| Total loans | 48,730,000 | USD | evidence → |
| Allowance for loan losses | 627,000 | USD | evidence → |
| Securities available for sale | 2,133,000 | USD | evidence → |
| Securities held to maturity | 3,179,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,172,000 | USD | evidence → |
| Interest-bearing deposits | 51,179,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,993,000 | USD | evidence → |
| Equity capital | 4,787,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,443,000 | USD | evidence → |
| Interest expense | 1,321,000 | USD | evidence → |
| Net interest income | 3,122,000 | USD | evidence → |
| Noninterest income | 494,000 | USD | evidence → |
| Noninterest expense | 2,493,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 896,000 | USD | evidence → |
| Income tax | 299,000 | USD | evidence → |
| Net income | 597,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,794,000 | USD | evidence → |
| Total capital | 5,380,000 | USD | evidence → |
| Risk-weighted assets | 46,860,000 | USD | evidence → |