Call reports 2006
COOPERATIVE BANK — 2006
What COOPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 782,156,000 | 827,197,000 | 842,519,000 | 859,626,000 |
| Total loans | 692,063,000 | 733,935,000 | 744,271,000 | 765,840,000 |
| Allowance for loan losses | 7,346,000 | 7,333,000 | 7,795,000 | 7,786,000 |
| Securities available for sale | 41,660,000 | 40,716,000 | 41,250,000 | 43,351,000 |
| Securities held to maturity | 1,956,000 | 1,879,000 | 1,806,000 | 1,738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,323,000 | 634,229,000 | 649,298,000 | 662,404,000 |
| Interest-bearing deposits | 546,175,000 | 581,059,000 | 599,411,000 | 619,924,000 |
| Noninterest-bearing deposits | 51,148,000 | 53,170,000 | 49,887,000 | 42,480,000 |
| Equity capital | 62,820,000 | 68,680,000 | 71,183,000 | 72,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,340,000 | 26,232,000 | 41,135,000 | 56,529,000 |
| Interest expense | 5,605,000 | 12,121,000 | 19,487,000 | 27,579,000 |
| Net interest income | 6,735,000 | 14,111,000 | 21,648,000 | 28,950,000 |
| Noninterest income | 1,136,000 | 2,481,000 | 3,751,000 | 5,106,000 |
| Noninterest expense | 4,839,000 | 9,590,000 | 14,171,000 | 18,958,000 |
| Provision for loan losses | 585,000 | 1,360,000 | 1,885,000 | 2,235,000 |
| Pretax income | 2,447,000 | 5,642,000 | 9,343,000 | 12,863,000 |
| Income tax | 774,000 | 1,948,000 | 3,124,000 | 4,328,000 |
| Net income | 1,673,000 | 3,694,000 | 6,219,000 | 8,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,006,000 | 68,174,000 | 70,191,000 | 71,818,000 |
| Total capital | 69,352,000 | 75,507,000 | 77,986,000 | 79,604,000 |
| Risk-weighted assets | 661,540,000 | 699,359,000 | 711,203,000 | 727,834,000 |