Call reports 2002
COOPERATIVE BANK — 2002
What COOPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 462,839,000 | 479,431,000 | 498,033,000 | 504,210,000 |
| Total loans | 377,715,000 | 394,020,000 | 407,927,000 | 419,473,000 |
| Allowance for loan losses | 2,590,000 | 2,592,000 | 2,702,000 | 2,937,000 |
| Securities available for sale | 42,056,000 | 39,094,000 | 42,477,000 | 42,075,000 |
| Securities held to maturity | 5,000,000 | 8,839,000 | 8,309,000 | 7,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,566,000 | 361,189,000 | 360,606,000 | 357,479,000 |
| Interest-bearing deposits | 333,710,000 | 339,295,000 | 338,418,000 | 337,454,000 |
| Noninterest-bearing deposits | 18,856,000 | 21,894,000 | 22,188,000 | 20,025,000 |
| Equity capital | 34,141,000 | 35,789,000 | 37,093,000 | 38,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,363,000 | 14,756,000 | 22,121,000 | 29,496,000 |
| Interest expense | 3,758,000 | 7,260,000 | 10,640,000 | 13,875,000 |
| Net interest income | 3,605,000 | 7,496,000 | 11,481,000 | 15,621,000 |
| Noninterest income | 1,086,000 | 1,704,000 | 2,943,000 | 4,604,000 |
| Noninterest expense | 2,529,000 | 5,158,000 | 8,385,000 | 11,816,000 |
| Provision for loan losses | 280,000 | 400,000 | 520,000 | 740,000 |
| Pretax income | 1,999,000 | 3,777,000 | 5,654,000 | 7,804,000 |
| Income tax | 696,000 | 1,328,000 | 1,971,000 | 2,802,000 |
| Net income | 1,303,000 | 2,449,000 | 3,683,000 | 5,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,575,000 | 34,924,000 | 36,016,000 | 37,193,000 |
| Total capital | 37,165,000 | 37,516,000 | 38,718,000 | 40,130,000 |
| Risk-weighted assets | 330,182,000 | 336,636,000 | 336,084,000 | 364,763,000 |