Call reports 2001
COOPERATIVE BANK — 2001
What COOPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 417,152,000 | 427,757,000 | 443,779,000 | 458,114,000 |
| Total loans | 351,340,000 | 353,394,000 | 366,684,000 | 375,981,000 |
| Allowance for loan losses | 2,204,000 | 2,290,000 | 2,378,000 | 2,523,000 |
| Securities available for sale | 34,767,000 | 43,650,000 | 39,441,000 | 42,970,000 |
| Securities held to maturity | 8,000,000 | 8,000,000 | 8,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,324,000 | 339,741,000 | 341,339,000 | 340,053,000 |
| Interest-bearing deposits | 316,222,000 | 323,750,000 | 324,863,000 | 322,114,000 |
| Noninterest-bearing deposits | 13,102,000 | 15,991,000 | 16,476,000 | 17,939,000 |
| Equity capital | 31,368,000 | 31,868,000 | 32,996,000 | 33,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,918,000 | 15,742,000 | 23,613,000 | 31,117,000 |
| Interest expense | 4,972,000 | 9,794,000 | 14,542,000 | 18,916,000 |
| Net interest income | 2,946,000 | 5,948,000 | 9,071,000 | 12,201,000 |
| Noninterest income | 415,000 | 865,000 | 1,300,000 | 1,915,000 |
| Noninterest expense | 2,372,000 | 4,637,000 | 6,914,000 | 9,258,000 |
| Provision for loan losses | 90,000 | 180,000 | 300,000 | 460,000 |
| Pretax income | 899,000 | 2,008,000 | 3,267,000 | 4,523,000 |
| Income tax | 323,000 | 719,000 | 1,157,000 | 1,589,000 |
| Net income | 576,000 | 1,289,000 | 2,110,000 | 2,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,215,000 | 31,730,000 | 32,630,000 | 33,428,000 |
| Total capital | 33,419,000 | 34,020,000 | 35,008,000 | 35,951,000 |
| Risk-weighted assets | 276,330,000 | 283,171,000 | 306,499,000 | 326,820,000 |