Call reports 2026
GULF CAPITAL BANK — 2026
What GULF CAPITAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 601,870,000 | 596,450,000 |
| Total loans | 365,644,000 | 375,773,000 |
| Allowance for loan losses | 4,293,000 | 3,962,000 |
| Securities available for sale | 209,027,000 | 199,594,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 506,870,000 | 497,305,000 |
| Interest-bearing deposits | 427,316,000 | 422,403,000 |
| Noninterest-bearing deposits | 79,554,000 | 74,902,000 |
| Equity capital | 78,106,000 | 78,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,589,000 | 17,551,000 |
| Interest expense | 4,009,000 | 7,899,000 |
| Net interest income | 4,580,000 | 9,652,000 |
| Noninterest income | 211,000 | 399,000 |
| Noninterest expense | 3,701,000 | 7,940,000 |
| Provision for loan losses | 200,000 | -131,000 |
| Pretax income | 856,000 | 2,208,000 |
| Income tax | 36,000 | 93,000 |
| Net income | 820,000 | 2,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 80,916,000 | 82,236,000 |
| Total capital | 85,738,000 | 86,727,000 |
| Risk-weighted assets | 490,038,000 | 491,906,000 |