Call reports 2025
UNION BANK AND TRUST COMPANY — 2025
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,703,477,000 | 8,800,747,000 | 8,881,740,000 | 9,093,084,000 |
| Total loans | 6,522,487,000 | 6,666,297,000 | 6,730,444,000 | 6,854,945,000 |
| Allowance for loan losses | 103,784,000 | 108,054,000 | 108,292,000 | 108,721,000 |
| Securities available for sale | 1,796,134,000 | 1,761,880,000 | 1,746,434,000 | 1,768,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,406,232,000 | 7,353,458,000 | 7,410,323,000 | 7,734,474,000 |
| Interest-bearing deposits | 6,324,943,000 | 6,294,481,000 | 6,390,189,000 | 6,620,826,000 |
| Noninterest-bearing deposits | 1,081,289,000 | 1,058,977,000 | 1,020,134,000 | 1,113,648,000 |
| Equity capital | 850,101,000 | 874,427,000 | 909,219,000 | 955,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 126,794,000 | 256,419,000 | 391,480,000 | 524,059,000 |
| Interest expense | 53,756,000 | 108,511,000 | 163,298,000 | 216,974,000 |
| Net interest income | 73,038,000 | 147,908,000 | 228,182,000 | 307,085,000 |
| Noninterest income | 31,126,000 | 59,615,000 | 90,448,000 | 139,254,000 |
| Noninterest expense | 60,269,000 | 119,521,000 | 183,277,000 | 246,560,000 |
| Provision for loan losses | 3,674,000 | 8,838,000 | 10,109,000 | 17,873,000 |
| Pretax income | 41,115,000 | 78,932,000 | 122,655,000 | 178,998,000 |
| Income tax | 10,247,000 | 19,613,000 | 30,243,000 | 37,177,000 |
| Net income | 30,868,000 | 59,319,000 | 92,412,000 | 141,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 834,444,000 | 862,894,000 | 895,987,000 | 945,351,000 |
| Total capital | 924,245,000 | 955,699,000 | 989,425,000 | 1,041,095,000 |
| Risk-weighted assets | 7,166,971,000 | 7,404,887,000 | 7,453,364,000 | 7,639,417,000 |