Call reports 2024
UNION BANK AND TRUST COMPANY — 2024
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 8,443,997,000 | 8,500,660,000 | 8,799,880,000 | 8,757,386,000 |
| Total loans | 6,272,101,000 | 6,297,235,000 | 6,330,336,000 | 6,426,381,000 |
| Allowance for loan losses | 99,038,000 | 99,494,000 | 99,446,000 | 101,179,000 |
| Securities available for sale | 1,790,754,000 | 1,774,228,000 | 1,714,104,000 | 1,698,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,670,686,000 | 6,588,750,000 | 6,929,538,000 | 7,494,758,000 |
| Interest-bearing deposits | 5,820,302,000 | 5,631,786,000 | 5,869,429,000 | 6,285,704,000 |
| Noninterest-bearing deposits | 850,384,000 | 956,964,000 | 1,060,109,000 | 1,209,054,000 |
| Equity capital | 819,334,000 | 854,129,000 | 820,304,000 | 862,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 124,087,000 | 250,034,000 | 380,359,000 | 507,711,000 |
| Interest expense | 59,895,000 | 121,889,000 | 182,279,000 | 240,353,000 |
| Net interest income | 64,192,000 | 128,145,000 | 198,080,000 | 267,358,000 |
| Noninterest income | 31,460,000 | 64,731,000 | 95,674,000 | 134,902,000 |
| Noninterest expense | 58,936,000 | 115,535,000 | 176,982,000 | 235,108,000 |
| Provision for loan losses | 3,060,000 | 8,497,000 | 9,450,000 | 13,228,000 |
| Pretax income | 35,912,000 | 72,042,000 | 111,644,000 | 158,267,000 |
| Income tax | 8,688,000 | 15,457,000 | 23,764,000 | 33,726,000 |
| Net income | 27,224,000 | 56,585,000 | 87,880,000 | 124,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 806,803,000 | 836,164,000 | 807,459,000 | 844,075,000 |
| Total capital | 894,074,000 | 923,049,000 | 894,831,000 | 932,902,000 |
| Risk-weighted assets | 6,964,018,000 | 6,933,234,000 | 6,973,763,000 | 7,089,840,000 |