Call reports 2023
UNION BANK AND TRUST COMPANY — 2023
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,801,866,000 | 8,051,998,000 | 8,268,075,000 | 8,356,203,000 |
| Total loans | 5,481,498,000 | 5,769,793,000 | 5,948,150,000 | 6,095,284,000 |
| Allowance for loan losses | 84,258,000 | 87,264,000 | 108,798,000 | 96,479,000 |
| Securities available for sale | 1,931,923,000 | 1,890,685,000 | 1,892,523,000 | 1,857,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,614,087,000 | 6,042,220,000 | 6,058,398,000 | 6,871,218,000 |
| Interest-bearing deposits | 4,653,635,000 | 5,035,457,000 | 5,180,708,000 | 5,746,541,000 |
| Noninterest-bearing deposits | 960,452,000 | 1,006,763,000 | 877,690,000 | 1,124,677,000 |
| Equity capital | 701,989,000 | 739,033,000 | 755,802,000 | 780,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 97,577,000 | 205,846,000 | 320,953,000 | 440,335,000 |
| Interest expense | 39,559,000 | 90,134,000 | 145,060,000 | 206,788,000 |
| Net interest income | 58,018,000 | 115,712,000 | 175,893,000 | 233,547,000 |
| Noninterest income | 31,726,000 | 65,264,000 | 100,644,000 | 133,874,000 |
| Noninterest expense | 52,439,000 | 105,901,000 | 160,323,000 | 213,024,000 |
| Provision for loan losses | 5,366,000 | 9,043,000 | 31,046,000 | 32,126,000 |
| Pretax income | 30,898,000 | 66,604,000 | 86,285,000 | 128,067,000 |
| Income tax | 6,991,000 | 15,122,000 | 18,862,000 | 27,419,000 |
| Net income | 23,907,000 | 51,482,000 | 67,423,000 | 100,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 718,134,000 | 740,958,000 | 752,900,000 | 782,079,000 |
| Total capital | 797,308,000 | 823,485,000 | 837,247,000 | 867,822,000 |
| Risk-weighted assets | 6,314,797,000 | 6,584,723,000 | 6,710,897,000 | 6,840,553,000 |