Call reports 2022
UNION BANK AND TRUST COMPANY — 2022
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,631,444,000 | 7,010,021,000 | 7,319,567,000 | 7,608,489,000 |
| Total loans | 4,608,976,000 | 4,726,272,000 | 4,855,143,000 | 5,245,907,000 |
| Allowance for loan losses | 95,431,000 | 98,230,000 | 100,840,000 | 99,965,000 |
| Securities available for sale | 1,525,475,000 | 1,951,954,000 | 2,120,103,000 | 1,997,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,761,862,000 | 5,584,566,000 | 5,403,304,000 | 5,683,052,000 |
| Interest-bearing deposits | 4,641,848,000 | 4,422,829,000 | 4,317,688,000 | 4,057,056,000 |
| Noninterest-bearing deposits | 1,120,014,000 | 1,161,737,000 | 1,085,616,000 | 1,625,996,000 |
| Equity capital | 630,471,000 | 631,154,000 | 670,177,000 | 675,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 48,478,000 | 104,852,000 | 175,889,000 | 263,465,000 |
| Interest expense | 5,905,000 | 13,946,000 | 29,436,000 | 58,417,000 |
| Net interest income | 42,573,000 | 90,906,000 | 146,453,000 | 205,048,000 |
| Noninterest income | 32,080,000 | 64,172,000 | 92,898,000 | 130,248,000 |
| Noninterest expense | 42,045,000 | 84,701,000 | 132,454,000 | 184,015,000 |
| Provision for loan losses | 3,000,000 | 6,000,000 | 9,000,000 | 9,038,000 |
| Pretax income | 29,583,000 | 64,313,000 | 97,950,000 | 142,751,000 |
| Income tax | 6,900,000 | 14,924,000 | 20,583,000 | 33,701,000 |
| Net income | 22,683,000 | 49,389,000 | 77,367,000 | 109,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 617,765,000 | 640,721,000 | 664,949,000 | 692,837,000 |
| Total capital | 683,138,000 | 709,743,000 | 735,521,000 | 768,910,000 |
| Risk-weighted assets | 5,199,813,000 | 5,492,576,000 | 5,615,501,000 | 6,061,957,000 |