Call reports 2021
UNION BANK AND TRUST COMPANY — 2021
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,861,068,000 | 5,969,888,000 | 6,126,019,000 | 6,586,972,000 |
| Total loans | 4,320,597,000 | 4,335,665,000 | 4,469,483,000 | 4,576,087,000 |
| Allowance for loan losses | 92,268,000 | 87,438,000 | 90,036,000 | 92,819,000 |
| Securities available for sale | 799,058,000 | 1,015,863,000 | 1,220,986,000 | 1,353,206,000 |
| Securities held to maturity | 2,586,000 | 2,587,000 | 237,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,072,097,000 | 5,152,596,000 | 5,297,522,000 | 5,751,403,000 |
| Interest-bearing deposits | 4,839,881,000 | 4,152,182,000 | 4,231,321,000 | 4,516,839,000 |
| Noninterest-bearing deposits | 232,216,000 | 1,000,414,000 | 1,066,201,000 | 1,234,564,000 |
| Equity capital | 567,422,000 | 582,251,000 | 602,694,000 | 618,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 45,083,000 | 90,719,000 | 139,003,000 | 189,551,000 |
| Interest expense | 7,333,000 | 13,887,000 | 20,093,000 | 26,201,000 |
| Net interest income | 37,750,000 | 76,832,000 | 118,910,000 | 163,350,000 |
| Noninterest income | 28,516,000 | 59,326,000 | 87,554,000 | 119,953,000 |
| Noninterest expense | 38,651,000 | 78,936,000 | 121,155,000 | 165,669,000 |
| Provision for loan losses | 3,000,000 | 6,000,000 | 9,000,000 | 12,000,000 |
| Pretax income | 24,738,000 | 51,419,000 | 77,766,000 | 107,350,000 |
| Income tax | 5,779,000 | 11,991,000 | 18,212,000 | 25,358,000 |
| Net income | 18,959,000 | 39,428,000 | 59,554,000 | 81,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 547,594,000 | 564,563,000 | 581,189,000 | 600,082,000 |
| Total capital | 602,448,000 | 621,887,000 | 642,104,000 | 663,455,000 |
| Risk-weighted assets | 4,350,941,000 | 4,555,846,000 | 4,844,079,000 | 5,040,433,000 |