Call reports 2020
UNION BANK AND TRUST COMPANY — 2020
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,807,535,000 | 5,437,527,000 | 5,433,632,000 | 5,755,847,000 |
| Total loans | 3,869,982,000 | 4,176,093,000 | 4,372,843,000 | 4,332,702,000 |
| Allowance for loan losses | 65,104,000 | 81,264,000 | 88,196,000 | 89,605,000 |
| Securities available for sale | 669,325,000 | 758,013,000 | 743,365,000 | 798,146,000 |
| Securities held to maturity | 2,585,000 | 2,585,000 | 2,585,000 | 2,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,824,241,000 | 4,395,218,000 | 4,458,646,000 | 4,918,133,000 |
| Interest-bearing deposits | 3,536,025,000 | 4,169,322,000 | 4,261,523,000 | 4,578,023,000 |
| Noninterest-bearing deposits | 288,216,000 | 225,896,000 | 197,123,000 | 340,110,000 |
| Equity capital | 460,062,000 | 486,074,000 | 514,099,000 | 539,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 48,975,000 | 99,437,000 | 146,112,000 | 194,389,000 |
| Interest expense | 11,740,000 | 21,158,000 | 29,771,000 | 37,740,000 |
| Net interest income | 37,235,000 | 78,279,000 | 116,341,000 | 156,649,000 |
| Noninterest income | 18,087,000 | 44,111,000 | 70,976,000 | 96,368,000 |
| Noninterest expense | 37,929,000 | 74,386,000 | 113,122,000 | 154,870,000 |
| Provision for loan losses | 7,224,000 | 24,448,000 | 31,672,000 | 33,446,000 |
| Pretax income | 13,567,000 | 26,995,000 | 50,204,000 | 73,746,000 |
| Income tax | 3,254,000 | 6,489,000 | 11,782,000 | 17,303,000 |
| Net income | 10,313,000 | 20,506,000 | 38,422,000 | 56,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 497,603,000 | 504,833,000 | 519,785,000 | 534,798,000 |
| Total capital | 548,873,000 | 555,886,000 | 573,271,000 | 589,564,000 |
| Risk-weighted assets | 4,087,773,000 | 4,054,050,000 | 4,244,244,000 | 4,346,515,000 |