Call reports 2019
UNION BANK AND TRUST COMPANY — 2019
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,205,230,000 | 4,242,795,000 | 4,397,016,000 | 4,583,369,000 |
| Total loans | 3,447,172,000 | 3,476,387,000 | 3,592,530,000 | 3,728,165,000 |
| Allowance for loan losses | 54,121,000 | 55,540,000 | 57,300,000 | 58,625,000 |
| Securities available for sale | 577,550,000 | 579,278,000 | 562,226,000 | 586,503,000 |
| Securities held to maturity | 2,583,000 | 2,583,000 | 2,584,000 | 2,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,284,178,000 | 3,354,490,000 | 3,485,092,000 | 3,837,889,000 |
| Interest-bearing deposits | 3,083,452,000 | 3,091,468,000 | 3,150,152,000 | 3,406,865,000 |
| Noninterest-bearing deposits | 200,726,000 | 263,022,000 | 334,940,000 | 431,024,000 |
| Equity capital | 461,365,000 | 471,953,000 | 487,143,000 | 501,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 47,843,000 | 96,909,000 | 147,137,000 | 197,523,000 |
| Interest expense | 12,072,000 | 25,073,000 | 37,523,000 | 50,158,000 |
| Net interest income | 35,771,000 | 71,836,000 | 109,614,000 | 147,365,000 |
| Noninterest income | 18,690,000 | 37,541,000 | 58,863,000 | 84,318,000 |
| Noninterest expense | 34,143,000 | 68,068,000 | 102,394,000 | 139,540,000 |
| Provision for loan losses | 2,202,000 | 4,405,000 | 6,607,000 | 9,210,000 |
| Pretax income | 18,169,000 | 36,979,000 | 59,588,000 | 83,080,000 |
| Income tax | 4,180,000 | 8,494,000 | 13,607,000 | 19,113,000 |
| Net income | 13,989,000 | 28,485,000 | 45,981,000 | 63,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 450,961,000 | 462,744,000 | 477,526,000 | 492,754,000 |
| Total capital | 495,451,000 | 507,604,000 | 523,910,000 | 541,671,000 |
| Risk-weighted assets | 3,549,604,000 | 3,578,159,000 | 3,699,869,000 | 3,903,704,000 |