Call reports 2018
UNION BANK AND TRUST COMPANY — 2018
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,944,799,000 | 4,081,883,000 | 4,084,907,000 | 4,149,669,000 |
| Total loans | 3,165,398,000 | 3,261,202,000 | 3,331,540,000 | 3,394,405,000 |
| Allowance for loan losses | 47,922,000 | 49,856,000 | 51,105,000 | 52,458,000 |
| Securities available for sale | 584,329,000 | 553,361,000 | 548,416,000 | 560,913,000 |
| Securities held to maturity | 2,583,000 | 2,583,000 | 2,583,000 | 2,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,952,211,000 | 2,965,967,000 | 3,135,183,000 | 3,492,038,000 |
| Interest-bearing deposits | 2,789,518,000 | 2,833,810,000 | 2,876,402,000 | 3,180,041,000 |
| Noninterest-bearing deposits | 162,693,000 | 132,157,000 | 258,781,000 | 311,997,000 |
| Equity capital | 405,727,000 | 419,393,000 | 439,630,000 | 450,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 39,193,000 | 82,042,000 | 126,378,000 | 173,473,000 |
| Interest expense | 8,126,000 | 18,114,000 | 28,488,000 | 39,917,000 |
| Net interest income | 31,067,000 | 63,928,000 | 97,890,000 | 133,556,000 |
| Noninterest income | 23,671,000 | 45,670,000 | 67,895,000 | 85,411,000 |
| Noninterest expense | 29,876,000 | 60,517,000 | 92,308,000 | 125,005,000 |
| Provision for loan losses | 1,656,000 | 4,062,000 | 5,868,000 | 8,650,000 |
| Pretax income | 23,717,000 | 46,425,000 | 69,639,000 | 88,400,000 |
| Income tax | 5,300,000 | 10,389,000 | 15,584,000 | 19,852,000 |
| Net income | 18,417,000 | 36,036,000 | 54,055,000 | 68,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 396,239,000 | 411,645,000 | 427,450,000 | 439,685,000 |
| Total capital | 437,481,000 | 454,219,000 | 470,916,000 | 483,309,000 |
| Risk-weighted assets | 3,292,709,000 | 3,398,653,000 | 3,469,707,000 | 3,481,150,000 |