Call reports 2017
UNION BANK AND TRUST COMPANY — 2017
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,587,029,000 | 3,701,318,000 | 3,711,534,000 | 3,836,505,000 |
| Total loans | 2,900,312,000 | 2,932,676,000 | 2,998,548,000 | 3,095,663,000 |
| Allowance for loan losses | 45,477,000 | 46,155,000 | 46,602,000 | 46,793,000 |
| Securities available for sale | 529,816,000 | 574,186,000 | 536,209,000 | 525,061,000 |
| Securities held to maturity | 2,582,000 | 2,582,000 | 2,582,000 | 2,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,827,059,000 | 2,789,210,000 | 2,783,604,000 | 2,907,058,000 |
| Interest-bearing deposits | 2,702,428,000 | 2,663,641,000 | 2,672,164,000 | 2,776,760,000 |
| Noninterest-bearing deposits | 124,631,000 | 125,569,000 | 111,440,000 | 130,298,000 |
| Equity capital | 363,543,000 | 372,562,000 | 380,055,000 | 390,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 33,009,000 | 68,072,000 | 103,757,000 | 140,769,000 |
| Interest expense | 5,011,000 | 10,858,000 | 17,383,000 | 24,313,000 |
| Net interest income | 27,998,000 | 57,214,000 | 86,374,000 | 116,456,000 |
| Noninterest income | 17,245,000 | 33,364,000 | 51,925,000 | 73,441,000 |
| Noninterest expense | 27,843,000 | 56,924,000 | 87,348,000 | 119,618,000 |
| Provision for loan losses | 1,376,000 | 2,751,000 | 4,127,000 | 5,502,000 |
| Pretax income | 18,120,000 | 35,856,000 | 55,266,000 | 73,900,000 |
| Income tax | 6,515,000 | 12,890,000 | 19,852,000 | 28,117,000 |
| Net income | 11,605,000 | 22,966,000 | 35,414,000 | 45,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,173,000 | 362,594,000 | 373,103,000 | 379,965,000 |
| Total capital | 388,342,000 | 400,423,000 | 411,263,000 | 419,668,000 |
| Risk-weighted assets | 2,963,032,000 | 3,015,137,000 | 3,040,847,000 | 3,165,883,000 |