Call reports 2016
UNION BANK AND TRUST COMPANY — 2016
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,487,384,000 | 3,523,298,000 | 3,556,821,000 | 3,595,637,000 |
| Total loans | 2,761,247,000 | 2,801,675,000 | 2,844,068,000 | 2,874,322,000 |
| Allowance for loan losses | 42,340,000 | 43,175,000 | 44,114,000 | 44,498,000 |
| Securities available for sale | 575,659,000 | 555,750,000 | 535,582,000 | 553,383,000 |
| Securities held to maturity | 2,581,000 | 2,581,000 | 2,582,000 | 2,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,656,095,000 | 2,641,189,000 | 2,715,339,000 | 2,796,633,000 |
| Interest-bearing deposits | 2,532,983,000 | 2,522,079,000 | 2,598,532,000 | 2,675,798,000 |
| Noninterest-bearing deposits | 123,112,000 | 119,110,000 | 116,807,000 | 120,835,000 |
| Equity capital | 319,210,000 | 325,178,000 | 333,965,000 | 351,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 30,434,000 | 61,843,000 | 93,685,000 | 126,247,000 |
| Interest expense | 4,252,000 | 8,771,000 | 13,357,000 | 17,999,000 |
| Net interest income | 26,182,000 | 53,072,000 | 80,328,000 | 108,248,000 |
| Noninterest income | 8,153,000 | 19,754,000 | 38,265,000 | 64,148,000 |
| Noninterest expense | 24,845,000 | 50,176,000 | 77,511,000 | 105,178,000 |
| Provision for loan losses | 1,376,000 | 2,300,000 | 3,675,000 | 5,051,000 |
| Pretax income | 8,088,000 | 20,443,000 | 38,229,000 | 63,870,000 |
| Income tax | 2,964,000 | 7,422,000 | 13,780,000 | 22,928,000 |
| Net income | 5,124,000 | 13,021,000 | 24,449,000 | 40,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 313,551,000 | 319,509,000 | 328,998,000 | 343,506,000 |
| Total capital | 349,570,000 | 355,807,000 | 365,868,000 | 380,426,000 |
| Risk-weighted assets | 2,872,644,000 | 2,894,201,000 | 2,939,018,000 | 2,943,854,000 |