Call reports 2015
UNION BANK AND TRUST COMPANY — 2015
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,122,088,000 | 3,191,997,000 | 3,328,777,000 | 3,351,909,000 |
| Total loans | 2,501,680,000 | 2,600,648,000 | 2,644,682,000 | 2,686,985,000 |
| Allowance for loan losses | 37,609,000 | 38,917,000 | 40,334,000 | 41,218,000 |
| Securities available for sale | 449,604,000 | 421,424,000 | 514,196,000 | 502,594,000 |
| Securities held to maturity | 2,630,000 | 2,580,000 | 2,581,000 | 2,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,496,737,000 | 2,464,736,000 | 2,453,158,000 | 2,602,570,000 |
| Interest-bearing deposits | 2,376,074,000 | 2,349,500,000 | 2,342,515,000 | 2,442,574,000 |
| Noninterest-bearing deposits | 120,663,000 | 115,236,000 | 110,643,000 | 159,996,000 |
| Equity capital | 302,202,000 | 310,217,000 | 310,673,000 | 317,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 25,514,000 | 52,019,000 | 80,024,000 | 108,977,000 |
| Interest expense | 3,080,000 | 6,237,000 | 9,589,000 | 13,254,000 |
| Net interest income | 22,434,000 | 45,782,000 | 70,435,000 | 95,723,000 |
| Noninterest income | 11,939,000 | 31,251,000 | 41,817,000 | 59,708,000 |
| Noninterest expense | 24,190,000 | 48,845,000 | 73,704,000 | 99,846,000 |
| Provision for loan losses | 1,425,000 | 2,775,000 | 4,435,000 | 5,870,000 |
| Pretax income | 8,835,000 | 25,579,000 | 34,279,000 | 50,180,000 |
| Income tax | 3,161,000 | 9,091,000 | 12,244,000 | 18,012,000 |
| Net income | 5,674,000 | 16,488,000 | 22,035,000 | 32,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,235,000 | 297,631,000 | 301,296,000 | 310,366,000 |
| Total capital | 321,060,000 | 329,981,000 | 335,068,000 | 344,445,000 |
| Risk-weighted assets | 2,618,718,000 | 2,580,194,000 | 2,693,773,000 | 2,717,938,000 |