Call reports 2014
UNION BANK AND TRUST COMPANY — 2014
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,781,336,000 | 2,855,363,000 | 2,986,690,000 | 3,040,462,000 |
| Total loans | 2,233,926,000 | 2,291,744,000 | 2,365,777,000 | 2,449,723,000 |
| Allowance for loan losses | 35,432,000 | 35,760,000 | 36,430,000 | 36,807,000 |
| Securities available for sale | 379,028,000 | 401,799,000 | 460,143,000 | 414,925,000 |
| Securities held to maturity | 2,879,000 | 2,880,000 | 2,880,000 | 2,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,348,386,000 | 2,280,481,000 | 2,311,513,000 | 2,424,423,000 |
| Interest-bearing deposits | 2,222,948,000 | 2,170,006,000 | 2,182,074,000 | 2,300,061,000 |
| Noninterest-bearing deposits | 125,437,000 | 110,475,000 | 129,439,000 | 124,362,000 |
| Equity capital | 274,342,000 | 281,394,000 | 293,574,000 | 298,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 23,752,000 | 47,345,000 | 71,712,000 | 97,068,000 |
| Interest expense | 3,253,000 | 6,419,000 | 9,623,000 | 12,759,000 |
| Net interest income | 20,499,000 | 40,926,000 | 62,089,000 | 84,309,000 |
| Noninterest income | 12,168,000 | 24,525,000 | 39,915,000 | 50,544,000 |
| Noninterest expense | 24,637,000 | 51,137,000 | 75,155,000 | 100,889,000 |
| Provision for loan losses | 250,000 | 650,000 | 1,360,000 | 2,480,000 |
| Pretax income | 12,145,000 | 23,946,000 | 36,736,000 | 45,696,000 |
| Income tax | 4,359,000 | 8,571,000 | 13,128,000 | 16,188,000 |
| Net income | 7,786,000 | 15,375,000 | 23,608,000 | 29,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 262,139,000 | 269,790,000 | 278,084,000 | 284,000,000 |
| Total capital | 288,929,000 | 297,474,000 | 307,265,000 | 314,509,000 |
| Risk-weighted assets | 2,133,723,000 | 2,204,799,000 | 2,325,438,000 | 2,432,012,000 |