Call reports 2013
UNION BANK AND TRUST COMPANY — 2013
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,693,779,000 | 2,648,424,000 | 2,879,736,000 | 2,862,684,000 |
| Total loans | 2,003,850,000 | 2,010,995,000 | 2,179,040,000 | 2,242,857,000 |
| Allowance for loan losses | 35,555,000 | 35,680,000 | 36,059,000 | 35,248,000 |
| Securities available for sale | 458,566,000 | 477,723,000 | 514,599,000 | 456,933,000 |
| Securities held to maturity | 3,128,000 | 2,978,000 | 2,879,000 | 2,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,278,292,000 | 2,148,456,000 | 2,246,391,000 | 2,313,547,000 |
| Interest-bearing deposits | 2,106,742,000 | 2,039,005,000 | 2,117,041,000 | 2,186,774,000 |
| Noninterest-bearing deposits | 171,550,000 | 109,451,000 | 129,351,000 | 126,773,000 |
| Equity capital | 279,932,000 | 290,251,000 | 299,556,000 | 308,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 25,047,000 | 49,013,000 | 72,550,000 | 96,571,000 |
| Interest expense | 4,184,000 | 8,161,000 | 11,840,000 | 15,238,000 |
| Net interest income | 20,863,000 | 40,852,000 | 60,710,000 | 81,333,000 |
| Noninterest income | 12,876,000 | 29,946,000 | 48,864,000 | 62,551,000 |
| Noninterest expense | 22,439,000 | 45,265,000 | 68,383,000 | 95,086,000 |
| Provision for loan losses | 830,000 | 1,485,000 | 2,185,000 | 2,305,000 |
| Pretax income | 11,699,000 | 26,986,000 | 43,597,000 | 55,840,000 |
| Income tax | 4,183,000 | 9,622,000 | 15,524,000 | 19,877,000 |
| Net income | 7,516,000 | 17,364,000 | 28,073,000 | 35,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 266,509,000 | 276,418,000 | 287,188,000 | 295,093,000 |
| Total capital | 291,838,000 | 301,868,000 | 313,558,000 | 322,000,000 |
| Risk-weighted assets | 2,013,158,000 | 2,025,380,000 | 2,099,141,000 | 2,144,241,000 |