Call reports 2012
UNION BANK AND TRUST COMPANY — 2012
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,489,918,000 | 2,482,851,000 | 2,528,362,000 | 2,667,944,000 |
| Total loans | 1,957,795,000 | 1,933,080,000 | 1,958,667,000 | 2,046,478,000 |
| Allowance for loan losses | 31,638,000 | 32,797,000 | 33,956,000 | 34,014,000 |
| Securities available for sale | 396,023,000 | 402,193,000 | 422,246,000 | 443,767,000 |
| Securities held to maturity | 3,427,000 | 3,428,000 | 3,428,000 | 3,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,091,948,000 | 2,069,004,000 | 2,073,246,000 | 2,179,799,000 |
| Interest-bearing deposits | 2,043,993,000 | 1,991,058,000 | 1,981,842,000 | 2,066,550,000 |
| Noninterest-bearing deposits | 47,955,000 | 77,947,000 | 91,404,000 | 113,249,000 |
| Equity capital | 258,580,000 | 263,198,000 | 268,496,000 | 265,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 25,238,000 | 50,285,000 | 74,435,000 | 99,270,000 |
| Interest expense | 5,102,000 | 9,840,000 | 14,539,000 | 19,104,000 |
| Net interest income | 20,136,000 | 40,445,000 | 59,896,000 | 80,166,000 |
| Noninterest income | 12,032,000 | 22,771,000 | 34,651,000 | 48,820,000 |
| Noninterest expense | 22,534,000 | 44,584,000 | 66,628,000 | 88,084,000 |
| Provision for loan losses | 1,802,000 | 3,488,000 | 4,987,000 | 6,541,000 |
| Pretax income | 11,522,000 | 21,485,000 | 31,748,000 | 43,212,000 |
| Income tax | 4,119,000 | 7,694,000 | 11,271,000 | 15,393,000 |
| Net income | 7,403,000 | 13,791,000 | 20,477,000 | 27,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,271,000 | 255,248,000 | 260,521,000 | 258,905,000 |
| Total capital | 273,887,000 | 279,115,000 | 284,936,000 | 284,395,000 |
| Risk-weighted assets | 1,876,417,000 | 1,895,481,000 | 1,938,265,000 | 2,026,723,000 |