Call reports 2011
UNION BANK AND TRUST COMPANY — 2011
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,379,371,000 | 2,435,390,000 | 2,455,014,000 | 2,481,611,000 |
| Total loans | 1,880,597,000 | 1,915,712,000 | 1,928,549,000 | 1,955,889,000 |
| Allowance for loan losses | 26,925,000 | 27,640,000 | 29,604,000 | 30,036,000 |
| Securities available for sale | 359,178,000 | 390,390,000 | 383,906,000 | 371,449,000 |
| Securities held to maturity | 3,426,000 | 3,427,000 | 3,427,000 | 3,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,007,928,000 | 2,034,395,000 | 2,039,297,000 | 2,115,872,000 |
| Interest-bearing deposits | 1,930,340,000 | 1,962,738,000 | 1,990,115,000 | 2,004,435,000 |
| Noninterest-bearing deposits | 77,588,000 | 71,657,000 | 49,183,000 | 111,436,000 |
| Equity capital | 232,492,000 | 242,838,000 | 245,226,000 | 249,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 25,323,000 | 50,868,000 | 76,460,000 | 102,211,000 |
| Interest expense | 6,147,000 | 11,988,000 | 17,667,000 | 23,199,000 |
| Net interest income | 19,176,000 | 38,880,000 | 58,793,000 | 79,012,000 |
| Noninterest income | 11,444,000 | 23,470,000 | 35,437,000 | 47,338,000 |
| Noninterest expense | 19,910,000 | 40,434,000 | 63,412,000 | 84,590,000 |
| Provision for loan losses | 2,484,000 | 5,125,000 | 7,391,000 | 8,720,000 |
| Pretax income | 8,421,000 | 18,517,000 | 30,765,000 | 41,043,000 |
| Income tax | 3,061,000 | 6,708,000 | 11,090,000 | 14,647,000 |
| Net income | 5,360,000 | 11,809,000 | 19,675,000 | 26,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 222,923,000 | 229,485,000 | 237,466,000 | 242,755,000 |
| Total capital | 249,980,000 | 255,443,000 | 262,056,000 | 266,553,000 |
| Risk-weighted assets | 1,821,781,000 | 1,861,958,000 | 1,866,103,000 | 1,893,251,000 |