Call reports 2010
UNION BANK AND TRUST COMPANY — 2010
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,470,528,000 | 2,417,740,000 | 2,451,177,000 | 2,451,138,000 |
| Total loans | 1,995,854,000 | 2,032,114,000 | 2,021,734,000 | 1,983,682,000 |
| Allowance for loan losses | 22,899,000 | 23,231,000 | 25,237,000 | 25,708,000 |
| Securities available for sale | 160,129,000 | 191,467,000 | 190,732,000 | 241,754,000 |
| Securities held to maturity | 7,166,000 | 7,345,000 | 7,346,000 | 4,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,148,168,000 | 2,088,101,000 | 2,115,275,000 | 2,116,311,000 |
| Interest-bearing deposits | 2,074,595,000 | 2,050,476,000 | 2,052,066,000 | 2,057,113,000 |
| Noninterest-bearing deposits | 73,573,000 | 37,626,000 | 63,210,000 | 59,198,000 |
| Equity capital | 211,922,000 | 216,362,000 | 222,082,000 | 228,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 25,778,000 | 51,875,000 | 78,076,000 | 103,778,000 |
| Interest expense | 7,855,000 | 15,211,000 | 22,328,000 | 29,008,000 |
| Net interest income | 17,923,000 | 36,664,000 | 55,748,000 | 74,770,000 |
| Noninterest income | 13,461,000 | 27,492,000 | 42,723,000 | 60,637,000 |
| Noninterest expense | 21,027,000 | 42,532,000 | 65,310,000 | 89,680,000 |
| Provision for loan losses | 5,676,000 | 10,453,000 | 12,903,000 | 14,803,000 |
| Pretax income | 4,958,000 | 11,443,000 | 20,532,000 | 31,107,000 |
| Income tax | 1,860,000 | 4,255,000 | 7,561,000 | 11,316,000 |
| Net income | 3,098,000 | 7,188,000 | 12,971,000 | 19,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,353,000 | 204,583,000 | 210,506,000 | 217,422,000 |
| Total capital | 232,652,000 | 235,771,000 | 240,048,000 | 245,120,000 |
| Risk-weighted assets | 1,783,277,000 | 1,794,250,000 | 1,780,434,000 | 1,753,477,000 |