Call reports 2009
UNION BANK AND TRUST COMPANY — 2009
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,484,134,000 | 2,506,312,000 | 2,516,969,000 | 2,574,801,000 |
| Total loans | 2,062,735,000 | 2,101,044,000 | 2,093,484,000 | 2,090,209,000 |
| Allowance for loan losses | 19,518,000 | 20,638,000 | 22,955,000 | 22,720,000 |
| Securities available for sale | 213,678,000 | 122,146,000 | 148,633,000 | 144,139,000 |
| Securities held to maturity | 5,700,000 | 5,700,000 | 5,700,000 | 5,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,156,105,000 | 2,115,529,000 | 2,090,975,000 | 2,256,187,000 |
| Interest-bearing deposits | 2,091,109,000 | 2,029,629,000 | 2,044,401,000 | 2,135,437,000 |
| Noninterest-bearing deposits | 64,996,000 | 85,900,000 | 46,574,000 | 120,750,000 |
| Equity capital | 197,856,000 | 202,114,000 | 206,460,000 | 208,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 27,596,000 | 54,921,000 | 82,617,000 | 109,827,000 |
| Interest expense | 10,890,000 | 21,075,000 | 30,638,000 | 39,595,000 |
| Net interest income | 16,706,000 | 33,846,000 | 51,979,000 | 70,232,000 |
| Noninterest income | 13,315,000 | 29,594,000 | 44,550,000 | 59,283,000 |
| Noninterest expense | 20,524,000 | 42,415,000 | 63,685,000 | 85,442,000 |
| Provision for loan losses | 2,538,000 | 4,694,000 | 7,798,000 | 14,548,000 |
| Pretax income | 6,937,000 | 16,291,000 | 24,991,000 | 29,471,000 |
| Income tax | 2,572,000 | 5,978,000 | 9,148,000 | 10,822,000 |
| Net income | 4,365,000 | 10,313,000 | 15,843,000 | 18,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,345,000 | 189,962,000 | 194,159,000 | 197,087,000 |
| Total capital | 218,084,000 | 223,817,000 | 230,342,000 | 231,527,000 |
| Risk-weighted assets | 1,847,116,000 | 1,855,977,000 | 1,845,232,000 | 1,828,562,000 |