Call reports 2008
UNION BANK AND TRUST COMPANY — 2008
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,655,668,000 | 1,719,680,000 | 1,744,616,000 | 2,437,453,000 |
| Total loans | 1,318,979,000 | 1,424,871,000 | 1,401,483,000 | 2,084,539,000 |
| Allowance for loan losses | 15,950,000 | 16,068,000 | 16,084,000 | 17,933,000 |
| Securities available for sale | 114,169,000 | 109,337,000 | 176,424,000 | 122,533,000 |
| Securities held to maturity | 265,000 | 0 | 0 | 5,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,347,196,000 | 1,423,340,000 | 1,452,462,000 | 2,087,720,000 |
| Interest-bearing deposits | 1,154,236,000 | 1,363,469,000 | 1,266,637,000 | 1,994,861,000 |
| Noninterest-bearing deposits | 192,961,000 | 59,871,000 | 185,825,000 | 92,859,000 |
| Equity capital | 171,340,000 | 174,230,000 | 177,886,000 | 194,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 24,885,000 | 49,259,000 | 74,103,000 | 101,601,000 |
| Interest expense | 11,410,000 | 22,441,000 | 33,452,000 | 45,085,000 |
| Net interest income | 13,475,000 | 26,818,000 | 40,651,000 | 56,516,000 |
| Noninterest income | 13,091,000 | 28,097,000 | 41,842,000 | 50,236,000 |
| Noninterest expense | 18,794,000 | 38,113,000 | 57,259,000 | 76,116,000 |
| Provision for loan losses | 476,000 | 973,000 | 1,839,000 | 4,543,000 |
| Pretax income | 7,509,000 | 16,090,000 | 23,656,000 | 26,329,000 |
| Income tax | 2,692,000 | 5,686,000 | 8,368,000 | 9,531,000 |
| Net income | 4,817,000 | 10,404,000 | 15,288,000 | 16,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,284,000 | 162,462,000 | 166,007,000 | 181,854,000 |
| Total capital | 174,237,000 | 178,530,000 | 182,091,000 | 213,000,000 |
| Risk-weighted assets | 1,584,059,000 | 1,628,860,000 | 1,640,889,000 | 1,868,847,000 |