Call reports 2006
UNION BANK AND TRUST COMPANY — 2006
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,333,533,000 | 1,465,519,000 | 1,448,194,000 | 1,518,244,000 |
| Total loans | 1,070,232,000 | 1,179,080,000 | 1,177,941,000 | 1,183,982,000 |
| Allowance for loan losses | 13,917,000 | 14,724,000 | 15,011,000 | 15,281,000 |
| Securities available for sale | 110,481,000 | 142,064,000 | 133,049,000 | 133,305,000 |
| Securities held to maturity | 7,762,000 | 765,000 | 765,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,126,331,000 | 1,227,316,000 | 1,227,953,000 | 1,290,161,000 |
| Interest-bearing deposits | 962,184,000 | 1,011,916,000 | 1,023,216,000 | 1,054,073,000 |
| Noninterest-bearing deposits | 164,146,000 | 215,400,000 | 204,737,000 | 236,088,000 |
| Equity capital | 143,250,000 | 145,985,000 | 149,759,000 | 153,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 19,615,000 | 41,195,000 | 63,987,000 | 87,175,000 |
| Interest expense | 7,302,000 | 16,089,000 | 25,836,000 | 36,088,000 |
| Net interest income | 12,313,000 | 25,106,000 | 38,151,000 | 51,087,000 |
| Noninterest income | 11,430,000 | 23,310,000 | 34,371,000 | 46,777,000 |
| Noninterest expense | 15,413,000 | 32,519,000 | 49,448,000 | 67,337,000 |
| Provision for loan losses | 474,000 | 978,000 | 1,482,000 | 1,986,000 |
| Pretax income | 7,863,000 | 14,926,000 | 21,601,000 | 28,551,000 |
| Income tax | 2,831,000 | 5,285,000 | 7,649,000 | 10,086,000 |
| Net income | 5,032,000 | 9,641,000 | 13,952,000 | 18,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,450,000 | 136,519,000 | 139,777,000 | 143,261,000 |
| Total capital | 160,367,000 | 151,243,000 | 154,788,000 | 158,542,000 |
| Risk-weighted assets | 1,339,882,000 | 1,418,348,000 | 1,384,734,000 | 1,407,633,000 |