Call reports 2002
UNION BANK AND TRUST COMPANY — 2002
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,137,318,000 | 1,175,661,000 | 1,236,570,000 | 1,198,809,000 |
| Total loans | 971,570,000 | 987,078,000 | 1,048,186,000 | 979,893,000 |
| Allowance for loan losses | 10,880,000 | 11,161,000 | 11,576,000 | 11,742,000 |
| Securities available for sale | 61,075,000 | 61,820,000 | 60,520,000 | 64,666,000 |
| Securities held to maturity | 27,040,000 | 27,040,000 | 22,036,000 | 20,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,503,000 | 897,549,000 | 907,663,000 | 945,268,000 |
| Interest-bearing deposits | 816,983,000 | 792,451,000 | 789,440,000 | 801,494,000 |
| Noninterest-bearing deposits | 112,521,000 | 105,098,000 | 118,223,000 | 143,774,000 |
| Equity capital | 86,596,000 | 90,327,000 | 94,357,000 | 99,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 17,292,000 | 34,009,000 | 50,378,000 | 66,860,000 |
| Interest expense | 8,227,000 | 15,475,000 | 22,574,000 | 29,180,000 |
| Net interest income | 9,065,000 | 18,534,000 | 27,804,000 | 37,680,000 |
| Noninterest income | 8,486,000 | 17,892,000 | 28,752,000 | 41,098,000 |
| Noninterest expense | 11,155,000 | 22,635,000 | 34,292,000 | 47,765,000 |
| Provision for loan losses | 477,000 | 923,000 | 1,465,000 | 1,956,000 |
| Pretax income | 5,919,000 | 12,867,000 | 20,797,000 | 29,056,000 |
| Income tax | 2,142,000 | 4,651,000 | 7,515,000 | 10,528,000 |
| Net income | 3,777,000 | 8,216,000 | 13,282,000 | 18,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,996,000 | 89,435,000 | 93,250,000 | 97,201,000 |
| Total capital | 96,881,000 | 100,602,000 | 104,859,000 | 108,966,000 |
| Risk-weighted assets | 908,296,000 | 927,868,000 | 953,366,000 | 1,000,625,000 |