Call reports 2001
UNION BANK AND TRUST COMPANY — 2001
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,041,697,000 | 1,083,317,000 | 1,122,894,000 | 1,136,046,000 |
| Total loans | 852,973,000 | 913,558,000 | 952,249,000 | 909,337,000 |
| Allowance for loan losses | 10,019,000 | 10,060,000 | 10,353,000 | 10,620,000 |
| Securities available for sale | 56,541,000 | 56,501,000 | 53,076,000 | 50,831,000 |
| Securities held to maturity | 42,251,000 | 40,774,000 | 35,772,000 | 34,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 866,282,000 | 895,837,000 | 893,224,000 | 935,767,000 |
| Interest-bearing deposits | 779,415,000 | 802,664,000 | 788,708,000 | 806,013,000 |
| Noninterest-bearing deposits | 86,867,000 | 93,173,000 | 104,516,000 | 129,754,000 |
| Equity capital | 74,942,000 | 77,514,000 | 80,982,000 | 84,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 19,168,000 | 38,670,000 | 57,284,000 | 75,472,000 |
| Interest expense | 11,111,000 | 22,366,000 | 33,081,000 | 42,404,000 |
| Net interest income | 8,057,000 | 16,304,000 | 24,203,000 | 33,068,000 |
| Noninterest income | 6,563,000 | 15,714,000 | 25,087,000 | 35,419,000 |
| Noninterest expense | 10,064,000 | 21,451,000 | 32,234,000 | 44,198,000 |
| Provision for loan losses | 508,000 | 840,000 | 1,250,000 | 1,747,000 |
| Pretax income | 4,046,000 | 9,725,000 | 15,807,000 | 22,489,000 |
| Income tax | 1,486,000 | 3,530,000 | 5,717,000 | 8,122,000 |
| Net income | 2,560,000 | 6,195,000 | 10,090,000 | 14,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,442,000 | 77,078,000 | 79,987,000 | 83,219,000 |
| Total capital | 84,461,000 | 87,138,000 | 90,346,000 | 93,851,000 |
| Risk-weighted assets | 822,591,000 | 854,496,000 | 860,416,000 | 905,363,000 |