Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 198,308,000 | 202,898,000 | 211,241,000 | 213,414,000 |
| Total loans | 110,651,000 | 113,973,000 | 114,994,000 | 109,659,000 |
| Allowance for loan losses | 1,428,000 | 1,442,000 | 1,448,000 | 1,476,000 |
| Securities available for sale | 79,655,000 | 78,986,000 | 82,437,000 | 84,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,984,000 | 169,502,000 | 178,352,000 | 180,410,000 |
| Interest-bearing deposits | 136,684,000 | 138,992,000 | 144,764,000 | 145,507,000 |
| Noninterest-bearing deposits | 27,300,000 | 30,510,000 | 33,588,000 | 34,903,000 |
| Equity capital | 26,079,000 | 26,861,000 | 26,635,000 | 26,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 3,928,000 | 5,852,000 | 7,887,000 |
| Interest expense | 399,000 | 757,000 | 1,100,000 | 1,388,000 |
| Net interest income | 1,564,000 | 3,171,000 | 4,752,000 | 6,499,000 |
| Noninterest income | 138,000 | 434,000 | 597,000 | 583,000 |
| Noninterest expense | 1,112,000 | 2,140,000 | 3,286,000 | 4,393,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 560,000 | 1,405,000 | 1,973,000 | 2,581,000 |
| Income tax | 67,000 | 195,000 | 365,000 | 470,000 |
| Net income | 493,000 | 1,210,000 | 1,608,000 | 2,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,865,000 | 24,317,000 | 24,076,000 | 24,311,000 |
| Total capital | 25,293,000 | 25,759,000 | 25,524,000 | 25,787,000 |
| Risk-weighted assets | 116,892,000 | 120,713,000 | 118,955,000 | 118,887,000 |