Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 191,842,000 | 184,952,000 | 185,293,000 | 192,193,000 |
| Total loans | 100,488,000 | 100,749,000 | 102,291,000 | 103,482,000 |
| Allowance for loan losses | 1,347,000 | 1,368,000 | 1,407,000 | 1,401,000 |
| Securities available for sale | 78,428,000 | 74,666,000 | 74,989,000 | 79,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,446,000 | 160,164,000 | 156,524,000 | 166,265,000 |
| Interest-bearing deposits | 136,070,000 | 134,677,000 | 130,650,000 | 136,544,000 |
| Noninterest-bearing deposits | 26,376,000 | 25,487,000 | 25,874,000 | 29,721,000 |
| Equity capital | 22,880,000 | 23,989,000 | 24,821,000 | 24,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,922,000 | 3,878,000 | 5,827,000 | 7,758,000 |
| Interest expense | 406,000 | 826,000 | 1,222,000 | 1,625,000 |
| Net interest income | 1,516,000 | 3,052,000 | 4,605,000 | 6,133,000 |
| Noninterest income | 141,000 | 284,000 | 450,000 | 608,000 |
| Noninterest expense | 978,000 | 2,068,000 | 3,034,000 | 4,133,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 649,000 | 1,210,000 | 1,934,000 | 2,491,000 |
| Income tax | 78,000 | 176,000 | 307,000 | 352,000 |
| Net income | 571,000 | 1,034,000 | 1,627,000 | 2,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,782,000 | 23,011,000 | 23,365,000 | 23,637,000 |
| Total capital | 24,129,000 | 24,340,000 | 24,735,000 | 25,027,000 |
| Risk-weighted assets | 108,136,000 | 106,242,000 | 109,601,000 | 111,216,000 |