Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 183,270,000 | 186,899,000 | 189,640,000 | 189,344,000 |
| Total loans | 90,406,000 | 93,792,000 | 95,478,000 | 96,353,000 |
| Allowance for loan losses | 1,282,000 | 1,311,000 | 1,344,000 | 1,378,000 |
| Securities available for sale | 80,790,000 | 80,097,000 | 78,336,000 | 78,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,744,000 | 151,438,000 | 155,443,000 | 162,871,000 |
| Interest-bearing deposits | 129,552,000 | 124,775,000 | 130,387,000 | 135,864,000 |
| Noninterest-bearing deposits | 25,192,000 | 26,663,000 | 25,056,000 | 27,007,000 |
| Equity capital | 20,833,000 | 20,976,000 | 20,802,000 | 21,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,822,000 | 3,682,000 | 5,590,000 | 7,528,000 |
| Interest expense | 288,000 | 570,000 | 915,000 | 1,318,000 |
| Net interest income | 1,534,000 | 3,112,000 | 4,675,000 | 6,210,000 |
| Noninterest income | 157,000 | 311,000 | 466,000 | 617,000 |
| Noninterest expense | 975,000 | 1,974,000 | 2,945,000 | 4,050,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 686,000 | 1,389,000 | 2,106,000 | 2,657,000 |
| Income tax | 80,000 | 215,000 | 354,000 | 530,000 |
| Net income | 606,000 | 1,174,000 | 1,752,000 | 2,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,606,000 | 21,977,000 | 22,358,000 | 22,436,000 |
| Total capital | 22,844,000 | 23,255,000 | 23,264,000 | 23,748,000 |
| Risk-weighted assets | 98,999,000 | 102,215,000 | 72,046,000 | 104,867,000 |