Call reports 2017
FARMERS STATE BANK — 2017
What FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 185,626,000 | 183,056,000 | 180,956,000 | 187,310,000 |
| Total loans | 91,041,000 | 89,420,000 | 90,489,000 | 92,873,000 |
| Allowance for loan losses | 1,221,000 | 1,234,000 | 1,269,000 | 1,319,000 |
| Securities available for sale | 81,027,000 | 79,792,000 | 81,436,000 | 79,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,687,000 | 156,234,000 | 154,402,000 | 158,285,000 |
| Interest-bearing deposits | 133,963,000 | 132,157,000 | 130,822,000 | 131,786,000 |
| Noninterest-bearing deposits | 22,724,000 | 24,077,000 | 23,580,000 | 26,499,000 |
| Equity capital | 20,879,000 | 21,709,000 | 21,822,000 | 21,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,586,000 | 5,403,000 | 7,258,000 |
| Interest expense | 239,000 | 494,000 | 753,000 | 1,016,000 |
| Net interest income | 1,574,000 | 3,092,000 | 4,650,000 | 6,242,000 |
| Noninterest income | 166,000 | 421,000 | 587,000 | 755,000 |
| Noninterest expense | 1,024,000 | 2,069,000 | 3,114,000 | 4,253,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 681,000 | 1,459,000 | 2,114,000 | 2,705,000 |
| Income tax | 122,000 | 325,000 | 541,000 | 777,000 |
| Net income | 559,000 | 1,134,000 | 1,573,000 | 1,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,633,000 | 20,826,000 | 21,081,000 | 21,253,000 |
| Total capital | 21,854,000 | 22,048,000 | 22,319,000 | 22,535,000 |
| Risk-weighted assets | 99,824,000 | 97,771,000 | 99,008,000 | 102,529,000 |