Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,544,000 | 179,016,000 | 179,158,000 | 186,830,000 |
| Total loans | 92,928,000 | 93,046,000 | 92,884,000 | 94,460,000 |
| Allowance for loan losses | 1,241,000 | 1,274,000 | 1,305,000 | 1,193,000 |
| Securities available for sale | 75,194,000 | 76,182,000 | 76,867,000 | 80,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,808,000 | 149,347,000 | 149,468,000 | 161,947,000 |
| Interest-bearing deposits | 129,923,000 | 129,623,000 | 128,795,000 | 134,756,000 |
| Noninterest-bearing deposits | 19,885,000 | 19,724,000 | 20,673,000 | 27,191,000 |
| Equity capital | 20,820,000 | 21,555,000 | 21,901,000 | 19,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,509,000 | 5,293,000 | 7,118,000 |
| Interest expense | 217,000 | 445,000 | 682,000 | 929,000 |
| Net interest income | 1,519,000 | 3,064,000 | 4,611,000 | 6,189,000 |
| Noninterest income | 148,000 | 297,000 | 491,000 | 662,000 |
| Noninterest expense | 1,030,000 | 2,017,000 | 3,039,000 | 4,175,000 |
| Provision for loan losses | 50,000 | 85,000 | 115,000 | 145,000 |
| Pretax income | 589,000 | 1,261,000 | 1,955,000 | 2,538,000 |
| Income tax | 113,000 | 288,000 | 492,000 | 646,000 |
| Net income | 476,000 | 973,000 | 1,463,000 | 1,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,102,000 | 19,365,000 | 19,874,000 | 20,059,000 |
| Total capital | 20,343,000 | 20,605,000 | 21,117,000 | 21,252,000 |
| Risk-weighted assets | 99,142,000 | 99,190,000 | 99,408,000 | 102,978,000 |