Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 170,765,000 | 168,419,000 | 172,636,000 | 173,184,000 |
| Total loans | 79,917,000 | 82,033,000 | 85,939,000 | 87,779,000 |
| Allowance for loan losses | 855,000 | 908,000 | 971,000 | 1,018,000 |
| Securities available for sale | 76,763,000 | 74,736,000 | 75,016,000 | 75,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,380,000 | 145,223,000 | 145,984,000 | 145,659,000 |
| Interest-bearing deposits | 130,783,000 | 128,287,000 | 128,543,000 | 124,716,000 |
| Noninterest-bearing deposits | 17,597,000 | 16,936,000 | 17,441,000 | 20,943,000 |
| Equity capital | 16,502,000 | 17,351,000 | 17,978,000 | 18,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,655,000 | 3,319,000 | 5,029,000 | 6,755,000 |
| Interest expense | 244,000 | 483,000 | 740,000 | 949,000 |
| Net interest income | 1,411,000 | 2,836,000 | 4,289,000 | 5,806,000 |
| Noninterest income | 156,000 | 302,000 | 457,000 | 609,000 |
| Noninterest expense | 1,028,000 | 2,039,000 | 3,036,000 | 4,111,000 |
| Provision for loan losses | 60,000 | 131,000 | 191,000 | 251,000 |
| Pretax income | 479,000 | 971,000 | 1,522,000 | 2,056,000 |
| Income tax | 60,000 | 185,000 | 315,000 | 457,000 |
| Net income | 419,000 | 786,000 | 1,207,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,415,000 | 16,566,000 | 17,012,000 | 17,188,000 |
| Total capital | 17,270,000 | 17,474,000 | 17,983,000 | 18,206,000 |
| Risk-weighted assets | 94,241,000 | 93,499,000 | 95,338,000 | 93,664,000 |