Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 173,060,000 | 166,477,000 | 169,441,000 | 170,154,000 |
| Total loans | 77,417,000 | 79,116,000 | 80,343,000 | 81,710,000 |
| Allowance for loan losses | 997,000 | 892,000 | 986,000 | 799,000 |
| Securities available for sale | 78,286,000 | 77,037,000 | 74,821,000 | 74,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,041,000 | 145,564,000 | 147,541,000 | 148,651,000 |
| Interest-bearing deposits | 131,549,000 | 127,335,000 | 128,736,000 | 128,385,000 |
| Noninterest-bearing deposits | 17,492,000 | 18,229,000 | 18,805,000 | 20,266,000 |
| Equity capital | 18,465,000 | 16,506,000 | 15,999,000 | 15,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,369,000 | 5,082,000 | 6,766,000 |
| Interest expense | 315,000 | 595,000 | 867,000 | 1,126,000 |
| Net interest income | 1,385,000 | 2,774,000 | 4,215,000 | 5,640,000 |
| Noninterest income | 166,000 | 343,000 | 505,000 | 660,000 |
| Noninterest expense | 916,000 | 1,994,000 | 2,963,000 | 4,073,000 |
| Provision for loan losses | 165,000 | 240,000 | 365,000 | 465,000 |
| Pretax income | 470,000 | 888,000 | 1,405,000 | 1,775,000 |
| Income tax | 89,000 | 184,000 | 307,000 | 383,000 |
| Net income | 381,000 | 704,000 | 1,098,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,626,000 | 16,084,000 | 16,133,000 | 16,301,000 |
| Total capital | 16,623,000 | 16,976,000 | 17,119,000 | 17,100,000 |
| Risk-weighted assets | 92,683,000 | 93,575,000 | 95,573,000 | 97,218,000 |